Financial Solutions

Curated Mortgage Programs for Every Scenario

Conventional Loans Conventional

Conventional Loans

Conventional loans offer a blend of flexibility and financial efficiency that can serve you well for decades to come.

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First time home buyer Government

FHA Loans

Low down payment options designed for first-time buyers. Lenient credit requirements make homeownership accessible.

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American Flag Military

VA Loans

Exclusive benefits for Veterans and active military. 0% down payment and no monthly mortgage insurance required.

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Rural Home Rural

USDA Loans

Zero down payment financing for eligible rural and suburban properties. Designed to support community growth.

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Luxury Mansion Luxury

Jumbo Loans

High-value financing for luxury properties that exceed conforming loan limits. Competitive rates for high-net-worth borrowers.

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Investment Chart Investor

DSCR Loans

Qualify based on the property's cash flow (rental income), not your personal income. Ideal for scaling portfolios.

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Entrepreneur Self-Employed

Non-QM Loans

Flexible qualification using Bank Statements or 1099s. Perfect for business owners and gig-economy workers.

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International Student International Student

Foreign National Loan

Foreign National Loans are specialized mortgage products designed for non-residents and non-citizens who wish to purchase property in the US.

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Home Equity Loans Equity

Home Equity Loan

Access your equity with a lump-sum cash payment. Fixed rates make this perfect for large renovation projects.

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Credit Card concept Line of Credit

HELOC

Home Equity Line of Credit. A revolving credit line that lets you borrow against your home only when you need it.

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Family Home Affordable

HomeReady & Possible

Conventional loans with low down payments (3%) and reduced mortgage insurance. Flexible income sources allowed.

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Fixed vs ARM Rate Structure

Fixed & ARM

Every borrower's financial picture is unique. It is crucial to model both scenarios to see how they impact your cash flow and long-term wealth.

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Fix and Flip Loans Renovation

Fix & Flip

Opportunities for distressed properties often vanish as quickly as they appear.

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Reverse Mortgage Retirement

Reserve Mortgage

A financial tool designed to unlock that wealth, providing stability and cash flow without the burden of monthly mortgage payments.

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Calculator Refinance

Refinance

Rate & Term to lower payments, or Cash-Out to consolidate debt. Optimize your mortgage to fit your current goals.

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Ivan Lin

Ivan Lin

Loan Officer
(646) 866-8728 info@ivanlin.com
NMLS: 2462401
www.ivanlin.com